Free Loft Insulation Grant

The Government’s ECO (Energy Company Obligation) scheme has provided free or subsidised benefits concerning energy efficiency home improvements to almost 2.5 million homes since 2013. This scheme includes a free loft insulation grant and requires energy suppliers to implement measures that help poor, low-income, and vulnerable households heat their homes.

Eco Energy Improvements is here to help you secure free loft insulation grant under the government-funded ECO scheme. Make your home energy efficient and expect a hassle-free process with us. 

Free Loft Insulation Grant

What is Loft Insulation?

For loft insulation, the material is installed within your roof space, mainly between the joists, to warm your living space by slowing the heat transfer rate from your house to the outside.

Government Funded ECO4 Scheme
Government Funded ECO4 Scheme
Government Funded ECO4 Scheme

Free Loft Insulation Grant

The loft insulation grant is available for tenants, landlords, and homeowners in Wales, Scotland, and England. The applications for free loft insulation are processed through the ECO4 scheme, which is only available for cavity wall properties. Under this scheme, the funding for insulation material and installation is covered.

This grant can be either 100% fully funded, not requiring homeowners to pay at all, or household owners will be asked to make up to 25% of the total installation cost, depending on their property’s eligibility.

Our installer will examine your property before loft insulation to ensure its eligibility and provide information about the required materials that will be suitable for the insulation.

Importance of Loft Insulation Grant

Almost a quarter of your home’s heat escapes through the roof, which can be reduced with proper insulation. According to the UK Government, loft insulation is one of the most cost-effective approaches to energy efficiency, which can be installed to reduce your energy bills. The loft insulation grant can:

  • Reduce your carbon footprint.
  • Enhance your property's value
  • Increase the insulation depth at a subsidised cost.
  • Save your property from extreme temperature conditions.
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Eligibility Criteria for ECO Scheme

You can apply for a free loft insulation grant under the ECO scheme if you meet the following eligibility criteria:

  • You own your home.
  • You have landlord permission if you live in a rented house.
  • You have uninsulated property.
  • The property has 100mm or less loft insulation.

The energy suppliers need to access your loft to complete the work and insulate at least 2/3rd of your loft space, which means that houses with more than 100mm of already installed loft insulation get excluded from this scheme.

You can also get a free loft insulation grant if your gross annual household income is £31,000 or less and if you are eligible for any one of the following benefits:

  • Child Benefit
  • Child Tax Credit
  • Housing Benefit
  • Income Based Jobseekers Allowance
  • Income Based Employment Support Allowance
  • Income Support
  • Pension Credit Savings Credit
  • Pension Guarantee Credit
  • Universal Credit
  • Warm Home Discount Scheme Rebate
  • Working Tax Credit
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Free Loft Insulation Grant1

Great British Insulation Scheme

Previously, the ECO scheme was only available to low-income households with poor energy efficiency, but the Government of the UK has announced plans to extend the scheme under the new Great British Insulation Scheme in 2023 to support more than 100,000 households.

Free Loft Insulation Grant

There are two groups ascertaining the eligibility:

'Low Income' Group

  • Have their own home.
  • Have an Energy Performance Certificate (EPC) with a rating of D or below for their home.
  • Live in social housing or considered on low income (with £31,000 per year of total household income) by their local council.
  • Or if they qualify for certain benefits, including:
  • Child Benefit
  • Child Tax Credit
  • Housing Benefit
  • Income Based Jobseekers Allowance (JSA)
  • Income Support
  • Pension Credit Savings Credit
  • Pension Guarantee Credit
  • Universal Credit
  • Warm Home Discount Scheme Rebate
  • Working Tax Credit

'General' Group

  • You are eligible for the Great British Insulation Scheme under the following criteria:
  • You have your own home.
  • Your home has a council tax band of A-D, A-E, and A-C in England, Scotland, and Wales respectively.
  • Your home has an EPC rating of D or below or E, F, or G if you live in social housing.

People who fall under the ‘general’ group category can only avail of any one type of insulation grant, and they may have to pay some of the cost, which will be informed before approval.

FAQs

According to an estimation made by the Energy Saving Trust, it has been reported that previously uninsulated properties can save almost £590, £355, £330, and £590 for a detached house, semi-detached house, mid-terrace house, and detached bungalow, respectively, after loft insulation.

Loft insulation makes your home energy efficient by reducing carbon dioxide emissions and fuel consumption. Carbon dioxide emissions are reduced in an approximate proportion of 1000kg, 610kg, 560kg, and 1000kg by a detached house, semi-detached house, mid-terrace house, and detached bungalow, respectively.

Proper installation of loft insulation can make it last for approximately 40 years before it requires replacement.

On average, loft insulation fitting takes 1 to 1.5 hours.